Wickford, United Kingdom
07506 171 872
enquiries@mortgage-simple.co.uk

Mortgage advice made simple

If you are buying a house, moving home, re-mortgaging or clearing debts we can help you. With over 50 lenders to choose from and a range of protection policies for you and your family.

Hit Get Started Now to complete our enquiry form or Read Reviews to see what our customers say about us

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Mortgage Simple for straightforward advice


Mortgage Simple is about simple, straightforward advice.  We have partnered with companies who think, feel and work the same, whether that’s solicitors, estate agents or mortgage networks.
We offer a face-to-face service across the South East with clients in Essex, London and the neighbouring counties.
We also offer Video conferencing helping clients across the country. 

Read more about mortgages and protection below, check out our customer reviews via VoucherFor or simply fill in the enquiry form to request a call back. 

Remember to always think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgages

First Time Buyer

Jargon-free advice on buying your first home.  We can help you from the start of the journey to picking up your keys and everything inbetween

Adverse Lending

We work with specialist lenders who are happy to consider applications from applicants with an adverse/imparied credit history

New Build

We offer a range of mortgages to support with new build purchases with experience in meeting tight deadlines and working with specialist providers

Residential Purchase & Remortgage

Whether you’re moving home or your deal is coming to an end, we can guide you to the right option to suit your needs

Buy to Let

Whether its your first buy to let or you’are a seasoned portfolio landlord, we can advise you on purchases and remortgages including limited company options

Help to Buy & Shared Ownership

We offer advice on government help to buy and shared ownership schemes.  If it is your first purchase or buying additional shares, we can support you to choose the right mortgage 

Its important that you know;

Some buy to let mortgages are not regulated by the Financial Conduct Authority

Your Home May Be Repossessed If You Do Not Keep Up Repayments On Your Mortgage

Protection and Insurance Advice

Life Insurance

There are many different types of life insurance but most commonly this plan is designed to pay out a lump sum in the event of death, during the term of the mortgage to a specific beneficiary.

Critical Illness Cover

Similar to that of a life insurance policy, a critical illness policy pays out a lump sum if you are diagnosed with one of the specified illnesses, to support you and your family through such a difficult time 

Income Protection Benefit

The cover is designed to replace a percentage of your income if you were unable to work due to illness or injury.  We can advice you on the most suitable options available 

Buildings and Contents Insurance

Typically there are three ways to set up these policies; buildings only, contents only or a combined policy depending on your needs
We can advise on Residential and Landlord options

Accident, Sickness & Unemployment

Similar to that of income protection, this can protect a portion of your income between 12-24 months depending on the cover, if you were unable to work through illness or injury with the added benefit of unemployment cover (redundancy through no fault of your own).

Accident & Injury Cover

A policy designed to pay out a lump sum, dependent on cover amount, if you were to break a bone as a result of an accident or injury. This policy includes hospitalisation cover and various other policy optional add on without the need for medical underwriting

 

Client Reviews

Don’t take our word for it – here’s what our clients say:

Nothing could have improved the speed and quality of the service. Mike was really friendly and clear throughout the process, wouldn’t hesitate to recommend.

Scott Woods

April 2020

Mike sourced me the best deal for my circumstances. The re-mortgage process is completely new to me and Mike kept me informed on each stage of a case. Mike is an expert in his field and has helped me get my head around the crazy world of mortgages!

Grace Bowyer

February 2020

Michael offered great advice on mortgage rates, terms and fees as well helping us plan our financial future.

Gary Sargant

January 2020

 

Read more reviews

How Can We Help?

Fill out our enquiry form and we will call you today