Mortgage Simple for straightforward advice
Mortgage Simple is about simple, straightforward advice. We have partnered with companies who think, feel and work the same, whether that’s solicitors, estate agents or mortgage networks. We offer a face-to-face service across the South East with clients in Essex, London and the neighbouring counties.
We also offer Video conferencing helping clients across the country.
Read more about mortgages and protection below, check out our customer reviews via VoucherFor or simply fill in the enquiry form to request a call back.
Remember to always think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Mortgages
First Time Buyer
Jargon-free advice on buying your first home. We can help you from the start of the journey to picking up your keys and everything inbetween
Adverse Lending
We work with specialist lenders who are happy to consider applications from applicants with an adverse/imparied credit history
New Build
We offer a range of mortgages to support with new build purchases with experience in meeting tight deadlines and working with specialist providers
Residential Purchase & Remortgage
Whether you’re moving home or your deal is coming to an end, we can guide you to the right option to suit your needs
Buy to Let
Whether its your first buy to let or you’are a seasoned portfolio landlord, we can advise you on purchases and remortgages including limited company options
Help to Buy & Shared Ownership
We offer advice on government help to buy and shared ownership schemes. If it is your first purchase or buying additional shares, we can support you to choose the right mortgage
Its important that you know;
Some buy to let mortgages are not regulated by the Financial Conduct Authority
Your Home May Be Repossessed If You Do Not Keep Up Repayments On Your Mortgage
Protection and Insurance Advice
Life Insurance
There are many different types of life insurance but most commonly this plan is designed to pay out a lump sum in the event of death, during the term of the mortgage to a specific beneficiary.
Critical Illness Cover
Similar to that of a life insurance policy, a critical illness policy pays out a lump sum if you are diagnosed with one of the specified illnesses, to support you and your family through such a difficult time
Income Protection Benefit
The cover is designed to replace a percentage of your income if you were unable to work due to illness or injury. We can advice you on the most suitable options available
Buildings and Contents Insurance
Typically there are three ways to set up these policies; buildings only, contents only or a combined policy depending on your needs
We can advise on Residential and Landlord options
Accident, Sickness & Unemployment
Similar to that of income protection, this can protect a portion of your income between 12-24 months depending on the cover, if you were unable to work through illness or injury with the added benefit of unemployment cover (redundancy through no fault of your own).
Accident & Injury Cover
A policy designed to pay out a lump sum, dependent on cover amount, if you were to break a bone as a result of an accident or injury. This policy includes hospitalisation cover and various other policy optional add on without the need for medical underwriting
Client Reviews
Don’t take our word for it – here’s what our clients say:
We were attempting to get a specific mortgage during difficult times, just after lock-down, with much uncertainty in the financial industries. Michael put big effort into hunting down the right deal and even at the death, found me an even better deal.
Mike Chilvers
October 2020
Mike was very quick and efficient with everything. Having found previous remortgages quite stressful, this was more like a walk in the park.
Rebbeaca & Ben Lomax
December 2020
Michael carefully and professionally went through all the details of the mortgage application.
We have had a number of complications but thankfully due to the excellent advice and guidance from Michael we had no issues with the mortgage
James Grant
January 2021
Read more reviews
How Can We Help?
Fill out our enquiry form and we will call you today
